A fake check isn't always spotted by a bank. To avoid being a fraud victim, follow these steps on how to verify a cashier’s check.. Quick Steps To Verify. A cashier’s check can reduce the potential for check fraud since only the person it’s issued to can cash it. A bank may not know a check is fake until the bank tries to clear the check. Tips On How To Avoid Cashier’s Check Fraud. You can take precautions to ensure that a cashier’s check is legitimate. When it comes to counterfeit cashier's check and depositing a fake check consequences, allow ERAI to explain online. Verify the name of the bank. Cashier’s checks are checks written and guaranteed by a bank. The best method to cashing a cashier’s check to avoid any problems is to cash it with the bank that issued it, as the validation process is easier. It allows you to cash checks and have them credited to your PayPal Cash Plus account. Fake checks drive many types of scams — like those involving phony job and income opportunities, online classified ad sales, and others. After you deposit or cash the check or money order and send the money, you learn that the check sent to you was fraudulent. With advancements in technology and security, check fraud is becoming easier to do while simultaneously becoming less difficult to catch in today's world, and knowing where the liability falls is essential to protecting you and your finances. If you’re sure that it is legit, then you can always cash it at any other bank that you have an account with. If you cash the check or deposit the check and then spend the funds, you will be responsible for paying the money back to the bank. Cashier’s check cashing requirements: Government-issued photo ID; Fees for non-customers: 1% to 4% of the total check amount. Note that non-customers must visit a Regions Bank branch to cash a Regions cashier’s check; these checks can’t be cashed using a Regions Now card. They are great for large purchases, or other situations where you are worried that your check will bounce or not be accepted. Don’t accept it if it’s for more than the purchase price. The Federal Deposit Insurance Corp. and AARP Bulletin offer these tips for spotting phony cashier’s checks: Tips For Spotting a Fake Cashier’s Check. You may be able to cash a check, even if it is fake. How To Spot a Fake Cashier’s Check. Send it to PayPal for review. You do know once your caught forging checks, the bank or retail location you screwed over will come after you for that money. It’s really easy to do as well. You can cash a cashier’s check as a bank, credit union, or some stores that allow check-cashing. Take a photo of the check you want to cash. Know the people sending you the check Be cautious about accepting checks, even a cashier’s check, from someone you don’t know. How To Verify a Cashier’s Check. Unfortunately, check-counterfeiting scams have become more prevalent in recent years, which makes it trickier to cash them if you don't have a bank account. It’s not very hard to get caught. Authentic cashier's checks are secured by the issuing bank's own assets, making it one of the most reliable ways to pay bills. Although a phony cashier’s check can look like the real thing, some fakes have telltale signs to tip you off. (If you don’t have a PayPal Cash Plus account already, you’ll be asked to set one up.) This feature is not available right now. How To Cash a Cashier’s Check. Please try again later. PayPal has a Cash a Check service in the PayPal app. I helped banks catch and put people who do this in jail. If someone you don’t know sends you a check and asks for money back, that’s a scam. This process can take weeks. 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